Julia Menez Earnable Wealthy Life story –


What if you happen to might:

  • Take a piece journey to Richard Branson’s non-public island … paid for by your consumer
  • Community with the highest gamers in your trade … and notice your online business is doing higher than theirs
  • Collaborate with and be sponsored by the perfect manufacturers

That’s what one among my Earnable college students, Julia Menez, has been in a position to do as she’s transitioned from a job as an actuary to operating her personal journey enterprise, Geobreeze Journey.

I’m excited to share her story with you. First, I need to present you three ways in which proudly owning her personal enterprise has allowed Julia to stay her Wealthy Life. 

A free journey to Richard Branson’s non-public island

Julia’s journey to Richard Branson’s non-public island “might be the epitome of a Wealthy Life,” she stated. “The place the place we stayed appears to be like like a yacht on prime of a hill. It’s probably the most luxurious factor I’ve ever skilled.”

Julia promoted Bilt, a bank card program that allows you to earn factors in your hire, and Bilt observed. To thank her for driving individuals to their program, they invited her to a mastermind consulting session on Branson’s island within the British Virgin Islands.

“I received to hang around with points-and-miles celebrities,” Julia stated. “And I received invited to be on Bilt’s advisory board going ahead, in addition to persevering with to advertise their program.”

“Totally different collaborations like this might not have been potential if I didn’t construct out the enterprise,” Julia stated. “And a number of that’s because of the totally different methods that I realized via Earnable.”

Constructing a community and assembly fascinating individuals

“Numerous my Wealthy Life is being invited to social occasions and creating friendships,” Julia stated.

“Having a enterprise, I get to work together with individuals for my podcast,” she stated. “They’re fascinating and have unbelievable tales concerning the methods they use … I get to work together with teaching shoppers … And I’ve additionally made a number of mates via the web after which assembly up in particular person.”

She’s been in a position to converse at a number of conferences, together with The New York Instances Journey Present, and has been on stage with “big names within the trade,” she stated. “To get to share the stage with them is unbelievable.”

Julia has an important perception into the idea of a Wealthy Life: “I feel a part of lots of people’s Wealthy Life is a few feeling of being a small-time superstar.” (Certainly!) “Being form of a widely known voice or a rising voice within the points-and-miles group, it’s actually opened up networking alternatives.”

And it’s additionally helped her develop her enterprise.

Serving to others via journey suggestions and revenue donations

Julia has a well-defined area of interest for Geobreeze Journey. She’s a first-generation daughter of immigrants, which provides her a perspective that’s not usually seen within the points-and-miles journey trade.

I LOVE the instance she provides: “Some individuals are like, ‘I simply need to go to my mother in Honduras, and I don’t have 600 {dollars}.’ I can inform them, ‘Oh, it’s tremendous straightforward for you. You simply want this one card. The sign-up bonus covers your six-hundred-dollar ticket. You may see your loved ones.’”

“I can inform someone that in 10 seconds,” Julia stated, “nevertheless it’s nearly life-changing to them the place they’re like, ‘I haven’t seen my household in years and this simply modified all the things.’ Individuals can journey again dwelling to Asia, South America, Europe, wherever their household is likely to be, the place they haven’t been in a position to afford visiting their household.”

How superior is that!

Julia additionally has a second main means to assist individuals: “I donate all of the income on the finish of the yr to totally different charities which are voted on by my Patreon members.” Final yr she donated greater than $30,000.

Take into consideration these three Wealthy Life experiences — Julia is ready to go on luxurious journeys, community with key gamers in her trade, and assist individuals out with 5-minute suggestions … or 1000’s of {dollars} in donations.

All due to her enterprise.

And he or she hasn’t been doing this without end — she began final yr!

Two of Julia’s secrets and techniques? Laborious work and Earnable. “I used to be in a position to benefit from these alternatives via what I realized within the course,” she stated.

Now, let’s take a look at how Julia found her enterprise concept and area of interest.

Figuring out your area of interest: genuinely serving to individuals with a worthwhile enterprise

Turning into an actuary takes 1000’s of hours of learning for certification exams. Actuarial jobs pay properly, and Julia was wanting into positions that might permit her to work internationally in Thailand or Hong Kong or Belgium.

So why give up that — and early in her profession! — to construct her personal enterprise from scratch?

After she completed her research and handed her exams, Julia had a number of free time and began entering into private finance and points-and-miles journey. She first arrange a journey company however closed it down through the pandemic.

She began an Instagram account to share methods to use bank card factors and miles. She didn’t like to write down, however she did like to speak with individuals, so she began a podcast slightly than a weblog.

Julia needed to take a collaborative method, as a result of she discovered the other of that when she was beginning out:

“As I used to be getting extra into factors and miles and desirous to journey at no cost, I observed that just about all the massive bloggers had been white males of the identical demographic. There was no one who actually appeared like me. There wasn’t actually anyone who shared background tales that I might relate to. I figured there’s most likely a number of different individuals on the earth who really feel excluded that means. 

“Each time I attempted to ask a query on Reddit, generally individuals had been simply very impolite of their responses. So I actually needed to make a group the place we might speak about factors and miles, but in addition from a standpoint of people that don’t usually get featured in points-and-miles media….

“As somebody who is sort of clearly not a white man, I feel my viewpoint of methods to method factors and miles is a bit of bit totally different. There’s a lot content material on the market for methods to get the best cents-per-point valuation by transferring your factors to Emirates First Class or Singapore First Class, the Etihad Residences, issues like that, which don’t all the time cater to everybody.”

This can be a nice illustration of what I imply once I say “Your Wealthy Life is yours.” “Wealthy” just isn’t synonymous with “first-class.” Not everybody even needs to do these issues. 

Julia additionally needed to “make it simpler for individuals to seek out someone who suits their specific type of points-and-miles technique,” she stated. “As a result of generally you need info for solo girls vacationers, generally you need issues which are for giant households. Typically you need one thing that’s very business-traveler centered. In case you’re a guide or a salesman who’s touring on a regular basis, generally you need to study what’s one of the best ways to earn a number of factors … the place you may churn a number of enterprise spend via these bank cards. There are totally different methods.”

Julia recognized a possibility out there: “I felt prefer it was a really one-size-fits-all or possibly three-sizes-fits-all — with individuals who wish to tinker and fundamental household blogs, however nothing that catered to girls, individuals of shade, first-generation immigrants.” 

Julia has been in a position to converse at a number of conferences on how BIPOC girls can use factors and miles or how points-and-miles journey applies to households who’ve a number of children however by no means had a journey finances. “With the ability to have these alternatives and assist individuals who simply thought ‘Oh that luxurious way of life just isn’t for me, it’s for people who find themselves already wealthy. Individuals who appear to be me simply aren’t represented in these channels.’… I like having the ability to inform them, ‘No, you may journey at no cost too!’”

“From a enterprise sense,” Julia stated, “it’s opened up so many alternative alternatives as a result of there’s fairly a motion on Instagram and the web at giant to make all the journey and monetary industries extra digestible for individuals who typically haven’t had a seat on the desk.”

I like this dialed-in perspective on how she may help individuals whereas on the similar time construct a profitable enterprise.

Julia discovered one thing she preferred and was good at, discovered a gap out there, after which labored to supply a worthwhile resolution.

Now let’s take a look at how Julia has labored to construct a number of income streams from her concepts.

$60k in her first yr in enterprise

Julia has diversified her enterprise’s earnings streams. Right here’s why that’s essential.

Final yr was Julia’s first yr in enterprise with Geobreeze Journey. The enterprise introduced in near $60,000 in income.

“This yr,” Julia stated, “my aim is about $8,000 whole income every month. In order that’ll get me near $100k in whole income. If someone constructed out a enterprise like this, that’s greater than sufficient to stay on for most individuals.”

When Julia was learning the superstar points-and-miles journey bloggers a couple of years in the past, she determined to purchase Earnable:

“I believed, ‘Nicely, if they’ll do it, I guess I can do it too…How are they doing this? Let’s determine if I’m in a position to do one thing comparable with out having to spend all of my free time writing weblog articles, optimizing for search engine marketing, hoping someone reads it after which clicks some hyperlinks.’ So I bought Earnable and got here up with a number of totally different concepts that don’t simply rely on individuals making use of for bank cards via my web site.”

Geobreeze Journey has 5 whole income streams:

The most important piece of income for Geobreeze Journey comes from bank card affiliate gross sales. “It’s sufficient to cowl hire each month on this New Jersey condo, the place I’ve a view of Manhattan,” Julia stated.

However she doesn’t need to be depending on one stream. “It’s good that if I’ve a low month [in credit card affiliate sales], as a result of it’s the most variable, that it’s not utterly going to wreck the enterprise,” Julia stated.

Earnable additionally gave me concepts for methods to launch a training enterprise and methods to automate a number of issues like scheduling,” Julia stated. “So that you’re not attempting to electronic mail individuals backwards and forwards, ‘OK, are you free on Thursday at 7pm?’ You can also make an automatic calendar so that individuals can join teaching each time there’s an open spot.”

Another excuse why diversifying is so essential is that you just by no means know when Fb or Instagram or no matter service will change their algorithms and have an effect on your online business. That’s why an electronic mail record is essential.

And it’s one thing Julia is specializing in.

Right here’s what I like about Julia’s means of doing that: As a bonus for signing up for her publication, she shares a easy electronic mail script that received her $1k of upgrades on the Grand Wailea in Maui!

Sure! I like scripts. (Actually, Earnable is stuffed with word-for-word scripts you may borrow or adapt to your personal enterprise.)

The resort improve electronic mail template Julia shares is phenomenal. She booked the $500 room on the resort and requested for an improve to the $650 room. The resort ended up upgrading her to the $900 room within the gated group a part of the resort, with views of a number of Hawaiian islands, a balcony, free breakfast, free dinner with cocktail hour, complimentary champagne and native Hawaiian snacks, and extra.

Not unhealthy for a easy electronic mail!

Julia now provides out a free 15-minute teaching name every week to the primary one who clicks the hyperlink in her weekly publication. “I feel I received that concept out of Earnable too,” she stated.

I like that Julia took what she realized from Earnable and utilized it to her personal distinctive scenario. She discovered one thing she preferred and was good at, discovered a gap out there, after which labored to supply a worthwhile resolution.  

The mindset of a profitable entrepreneur

Julia’s enterprise has given her a number of Wealthy Life moments, she developed a distinct segment, and he or she diversified her enterprise’s earnings streams.

However now, let’s take a look at a very powerful a part of being a profitable entrepreneur: mindset.

Like many college students, Julia binge-watched Earnable when she first signed up and began constructing her enterprise.

However she’s continued to return to the teachings repeatedly, particularly for “electronic mail templates or if I would like concepts on methods to phrase one thing once I’m going to pitch to a model or pitch on a collaboration,” she stated.

Julia sees one thing in her enterprise that I see usually in mine: “Lots of people are hesitant to put money into something that has a price related to it. We see this within the bank card world on a regular basis, the place individuals will say, ‘Oh, there’s a $95 annual price.’ We are saying, ‘You’re going to get $2,000 price of worth. Wouldn’t you pay $95 to get this $2,000 trip at no cost?’ And individuals are like, ‘Oh, however is it assured that I’m going to seek out the award house?’”

However right here’s what she tells individuals who ask about investing a lot in a program (whether or not a bank card or a enterprise program): “Don’t you consider in your self sufficient to get that form of ROI?” I like it.

“It does actually mild a hearth beneath you, the place you say to your self, ‘OK, I’ve invested on this. I’ve to truly do the work in order that I can recoup that cash and construct out my enterprise,’” she stated.

That is the mindset I’ve seen in my most profitable college students. They put money into themselves and use that as motivation to put money into their enterprise.

One other frequent mindset I’ve seen from my college students is imposter syndrome and feeling like they’re years behind everybody else and they also shouldn’t even begin.

Right here’s Julia’s recommendation:

“I feel when individuals are beginning their very own enterprise, they simply really feel the necessity for all the things to be good, or they see someone that they admire of their trade and so they’re like, ‘That took 14 years. I don’t have 14 years. I’m by no means going to catch as much as them as a result of there’s some form of early mover benefit.’ However the world retains shifting and also you don’t have to be on the similar stage as the highest particular person in your trade. In case you can develop a bit of bit after which develop a bit of bit extra and make these incremental steps, these are actually essential.

“We inform individuals the identical factor in factors and miles once they say, ‘I’m by no means going to get sufficient factors to go all over the world in first-class and save $50,000, $200,000.’ I inform them, ‘Do it’s worthwhile to? Would you be completely satisfied if I simply informed you that you just get $5,000 of free journey yearly? Isn’t that notable?’

“I feel individuals simply get caught up within the comparability recreation with Instagram. It parallels all the things else the place you’re so afraid to start out your online business since you see someone who’s so profitable on the factor you need to do, and also you assume you’re by no means going to catch up.

“You’d be shocked. Typically you do. I’ve surpassed some individuals who I believed had been means above me, and so they had been means above me sooner or later, and I’ve surpassed them so far as Instagram followers, most likely income as properly.

“But in addition, it’s OK if you happen to don’t, since you’re nonetheless making progress, and there’s a lot self-efficacy concerned if you’re like, ‘I made sufficient this month to pay hire.’ Lease is roofed from a aspect enterprise! So even if you happen to’re not overlaying your whole way of life and it’s not sufficient to retire in two months after beginning a enterprise, that’s OK. As a result of if you happen to’re making sufficient to cowl a major expense, that’s life altering and ultimately socioeconomically altering if you happen to can hold making these little items of progress.”

YES!! That is fantastically said.

Right here’s my problem to you: If you have already got this mindset, be a part of Earnable and begin to construct your individual enterprise. In case you battle with this mindset, be a part of Earnable. Along with the fabric that focuses on the nuts and bolts of constructing your individual enterprise, we additionally embody a lot of materials on mindset — each yours and your prospects’.



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