Concreit Actual Property Investing Assessment

Concreit Actual Property Investing Assessment


concreit review

With residence costs reaching new highs, getting into into actual property investing might appear out of grasp. Even on-line actual property syndications typically require a excessive web price, revenue, or giant upfront investments. 

Concreit, a digital investing app, is making actual property investing extra accessible for on a regular basis folks. Anybody with a greenback can begin investing in actual property via Concreit. Right here’s how the app works.

concreit logo
  • Purchase shares of an actual property funding fund for as little as $1
  • Weekly dividend payouts
  • Choice to arrange computerized investments
  • Buyers pay a 1% portfolio administration charge

$5 per 30 days for investments beneath $5,000

1% charge for investments over $5,000

Open to Each Accredited & Non-accredited Buyers

What Is Concreit?

Concreit is a technology-enabled fractional actual property funding firm. Based mostly out of Seattle, the corporate permits on a regular basis buyers to purchase shares of a non-traded, actual property funding belief. Buyers can make investments as little as $1 in Concreit’s REITs.

Actual Property Funding Trusts function loads like mutual funds for actual property. In a REIT, investor cash is pooled collectively, and a supervisor makes investments and manages money movement on behalf of buyers.

What Does It Provide?

Concreit makes it straightforward for on a regular basis folks to spend money on actual property. Though it presents shares of non-traded REITs, it prioritizes liquidity and common payouts that make the funding extra accessible to individuals who aren’t mega-wealthy.

Totally Managed Actual Property Portfolio

Concreit is a non-traded Actual Property Funding Belief (Concreit Fund 1) that invests throughout a broad array of economic actual property. The actual property belongings owned by the fund are bought, maintained, and managed by the belief. 

Buyers can not choose which actual property offers they need to take part in.

Historic 5.5% Yield Paid Weekly

Concreit differentiates itself by sometimes giving buyers weekly payouts. Buyers have traditionally earned a 5.5% annual yield on their funding belongings. This payout isn’t assured by Concreit however has been paid steadily since 2021.

concreit review screen grab

Choice to Reinvest Dividends

Buyers who’re critical about compounding their development can select to reinvest their weekly dividend payouts into extra Concreit shares. Buyers who select to reinvest, get the good thing about actually passive actual property investments.

Set Up Automated Investments

Buyers can select whether or not to take a position a single lump sum into Concreit or constantly make investments over time. Buyers who’re accustomed to robotically investing utilizing a Robo-advisor or an computerized funding might recognize how straightforward it’s to arrange an funding and make investments a set quantity every week or month.

concreit review screen grab

1% Administration Charge

For portfolios beneath $5,000, Concreit fees a $5 per 30 days administration charge. The corporate fees a 1% administration charge for all funding portfolios over $5,000.

Choice to Withdraw Funding Cash App

Buyers who don’t need cash locked up for lengthy intervals can sometimes withdraw their principal funding after one 12 months. 

Withdrawals aren’t assured however Concreit has traditionally been capable of handle the requests by utilizing money available, revenue, or principal repayments. Concreit will sometimes have the ability to honor withdrawal requests inside just a few days of the request being made.

Those that withdraw before one 12 months pays an early withdrawal price 20% of the curiosity they earned.

Nonetheless, the choice to liquidate funds is unbelievable because the underlying belongings within the fund are so illiquid.

concreit review screen grab

Are There Any Charges?

Most of Concreit’s buyers pays a 1% administration charge based mostly on the scale of their portfolio. Buyers with portfolios lower than $5,000 pays $5 per 30 days.

When buyers need to withdraw cash, they pay a 0.1% withdrawal charge on all funds they take out of the fund. 

If buyers select to drag out funds which were invested lower than a 12 months, they’ll give up 20% of the curiosity paid. For instance, a 5% dividend yield can be lowered to 4%.

How Does Concreit Examine?

Non-traded REITs isn’t a brand new idea, and know-how and varied types of laws are making them extra prevalent and accessible. A number of corporations together with CrowdStreet and Fundrise supply REIT funds which can be similar to the REITs supplied by Concreit. Additionally, their funding administration charges are in keeping with charges charged by different non-traded REITs.

Nevertheless, Concreit has just a few standout options. 

  • Extraordinarily low funding minimums: Buyers can make investments as little as $1 in comparison with $1,000 at Fundrise or $25,000 with CrowdStreet.
  • Liquidity for buyers: Paying weekly dividends and sometimes permits buyers to withdraw funds as they’re requested. Fundrise presents comparable withdrawal guarantees, but it surely doesn’t pay dividends as incessantly.

How Do I Open An Account?

To get began, obtain the Concreit app (iOS | Android) and create a profile. 

The corporate doesn’t require a prolonged verification course of, so after you have a profile you can begin investing instantly. 

To begin investing:

  • You need to join your financial institution accounts to the app.
  • Then, deposit your first funding.

Concreit is open to U.S. residents and residents over the age of 18. 

Is It Protected And Safe?

Concreit focuses on their 5.5% dividend yield. This sort of yield isn’t to be confused with a high-yield checking account, the place your cash sits in an account and could be withdrawn at anytime with none penalties. Whereas Concreit prioritizes withdrawals, it’s not instantly assured. Concreit’s buyers aren’t parking their cash in an account, as a substitute, they’re shopping for shares of a non-traded REIT, which could be seen as a dangerous asset. 

Apart from the funding danger, Concreit prioritizes your digital, private info safely and safety. Utilizing an app to take a position might current some degree of danger of privateness or information loss. Nevertheless, Concreit follows greatest practices to maintain person info protected.

They don’t not share private info with any third events. Moreover, they use bank-level encryption to maintain monetary info protected and safe.

How Do I Contact Concreit?

In keeping with their web site, Concreit says they seem to be a service-oriented firm. The positioning has an easy-to-use chat service. To achieve somebody, prospects can:

  • Name: 206-607-6080 
  • E-mail:

Concreit is headquartered at 1201 third Ave. Suite 2200, Seattle, WA.

Is It Price It?

Concreit’s historic efficiency mixed with its low obstacles to entry and excellent know-how makes it an excellent alternative for buyers in search of publicity to cash-flowing actual property. 

Buyers could possibly discover increased returns or stronger money movement by investing on their very own or by selecting different REITs. Nevertheless, Concreit’s deal with liquidity makes it a stable alternative for buyers who’re earlier of their funding profession.

Concreit Options

$5 month-to-month charge for investments beneath $5,000

1% for investments over $5,000

Non-Traded Actual Property Funding Belief (REIT) 

  • Sometimes, buyers can withdraw their principal funding after 1 12 months.
  • Buyers who withdraw before 1 12 months pay an early withdrawal of 20% of the curiosity earned.

Buyer Service E-mail Tackle

Buyer Service Telephone Quantity

1201 third Ave. Suite 2200, Seattle, WA



Leave a Reply

Your email address will not be published.

Written by worklifecoach

How Influencers Hype Crypto, With out Disclosing Their Monetary Ties

How Influencers Hype Crypto, With out Disclosing Their Monetary Ties

Purchase Ampere Zeal Ex utilizing Loans from LoanTap

Purchase Ampere Zeal Ex utilizing Loans from LoanTap